Why choose Moneyjar™


Above all else, our mission is simple: to help you earn the highest returns while taking the least amount of risk. We do this by understanding your exact needs and using advanced research to choose funds that match your goals.

Ease of use

Track your money 24/7 on our straightforward dashboard, and invest more or withdraw in a single click.

Always by your side

Reach us anytime through phone, email, WhatsApp or chat. Our investment advisors are always here to help you.

White glove service

Being an online platform does not stop us from being customising our offering to your exact needs. Your investments should fit your goals, not the other way around.


Your money is safe

At no point does your money pass through our bank account. It goes directly to the mutual fund houses that you invest in. When you redeem, the money is transferred by the mutual fund house directly to your registered bank account.

Our platform is secure

Our platform is fortified with bank grade TLS encryption to keep all your data super safe. All transactions are done through BSEStar, operated by one of the largest stock exchanges in the country.

Investment strategy

Using a Nobel Prize winning model (Modern Portfolio Theory), we ensure that we are able to consistently choose mutual funds that will provide higher returns while keeping risk in check.

We use Portfolio Theory to decide where and how much you need to invest

We tailor your investments based on your particular specifications - namely time, risk, and goal. Using the Modern Portfolio Theory, Moneyjar™ will divide your money in ideal proportions into different investment types like debt (steady investments) and equity (growth investments). This ensures that expected return is maximised for a given amount of risk. The jar you select and the inputs you provide influence our recommendations to you. For example, an Emergency Fund Jar will have more conservative investments than a jar set up for long-term general wealth creation.

We divide Equity and Debt into sub asset classes and put them on a Risk Return scale

The risk-reward balance and asset allocation are the two cornerstones of our investment selection strategy. By altering the debt and equity asset allocations, we try and maximize return for the amount of risk you can take. But that’s not all, equity and debt are further broken down into sub asset classes in order to further quantify risk and truly provide you an extremely customized and tailor-made jar. Two debt funds or two equity funds can differ substantially in the risk they take, we are here to decipher that for you.

We select the best funds in each category, to create a personalised jar for each of your goals

We then select best-of-class mutual funds from each sub asset class based on quantitative factors (Historical Return, Drawdown %, Credit Quality, Portfolio PE, AUM Size) and qualitative factors (Fund Manager, fund house Reputation, Fund Outlook, etc.) to form each personalized jar. Any good financial advisor will tell you that solely looking at historical returns is an extremely incorrect way to choose funds to invest. Worry not, we got it covered!

We continuously monitor each of your jars to ensure that your goals are on track

We constantly monitor all mutual funds in the Moneyjar™ universe as well as user portfolios to ensure optimal fund selection and fulfilment of financial goals. If authorized by you, we rebalance and replace your investments as needed. This saves you the hassle of constantly monitoring your portfolio.

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